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Partner with us right now to build a significantly better tomorrow

Partner with us right now to build a significantly better tomorrow

Affordable loans, services, and help made to allow you to through life’s ups that are financial downs


Life isn’t constantly effortless, nevertheless when we come together, we make life better. At Oportun, we’re developing a community of workers, clients, and lovers in order to connect you aided by the monetary solutions and help that will help you today and start brand new possibilities the next day. From unsecured loans to savings, we could assist. So let’s get going.


We’re dedicated to assisting you to build a far better future—and we possess the services and products, solutions, and programs to truly get you here.

Signature loans

Get a loan that is affordable quickly—no credit score needed.

Automotive loans

We help to make car buying simple—so there is the motor automobile that’s right for you personally.

Bank cards

The Oportun Card is coming. Have actually an offer or wish to know more?


We’ll put you in contact with UnidosUS 100% free coaching that is financial.

Local lovers

Our partner, SpringFour, will allow you to learn nonprofit and federal federal government solutions in your area.

Sounds from our community

Each time you get into Oportun, they make you feel just like family members. They will also assist you to together with your credit rating.

Sounds from our community

I became exhausted of all of the nos. As soon as i then found out about Oportun, all that went away. There’s not a no. There’s a yes. Approved. You’re qualified.

Sounds from our community

The assistance that Oportun has provided me personally shall constantly remain in my heart. They constantly give me personally the possibility. They never fail me.

Sounds from our community

The mortgage ended up being easy. The folks had been friendly. I really do feel just like a right part associated with the community.

Sounds from our community

I believe having credit that is good the U.S. is indispensable. As a result of Oportun, they provided me with the chance to begin to build my credit and achieve my objectives.

Brand New from Oportun: Automotive Loans

Now an auto can be got by you loan with Oportun

Whether you wish to buy an automobile from the dealership or a personal vendor, we’ll be here for your needs every action of this method.

  • Funding from $5,000 to $30,000
  • Buy from a dealership or seller that is private
  • Design your loan terms
  • Apply from your own computer or phone

Find out more


We should see you succeed—and we now have the products and resources to guide you as you go along

An affordable method of borrowing

Our payments that are affordable organized to fit completely within your allowance. An average of, our customers save your self $993 to their very first loan that is personal they choose Oportun over other available options.

Developing a credit rating helps place you in charge

Unlike other alternate lenders, we report client records to credit that is nationwide, to help you commence to establish credit score and start the doorway up to a brand new realm of possibilities. We’ve helped significantly more than 830,000 individuals without having a FICO rating begin credit history that is establishing.

Fast, budget-friendly assistance as it’s needed

It is made by us simple for you to definitely be successful. Our procedures are convenient and quick, and we also don’t also need a credit history to make use of.


Our company is devoted to assisting you take over of the finances, therefore we have actually the equipment and resources to there get you.


Am I able to be prequalified without impacting my credit rating?

Yes. You, we run a soft credit pull, which does not impact your FICO В® credit score when we prequalify.

whenever a decision that is final made in your application, we operate a difficult credit pull, which could influence your credit rating. Learn more about hard and soft credit pulls.

How can Oportun assist me personally build a credit history?

Unlike other alternate lenders, we report your bank account behavior to nationwide credit agencies. Each thirty days, we inform them whether you’ve made your account payments on time and in complete. You are able to establish good credit when you create your requested payments on or before your due date, spend a lot more than what exactly is required, or spend your bank account in complete. It generally speaking takes at the very least 6 months to determine an initial credit rating.

We also report that to the credit bureaus if you miss payments or make late or incomplete payments. Such behavior can adversely influence your credit rating.

The lending company when it comes to Oportun Visa charge card is WebBank, Member FDIC, that is whom reports your account behavior to nationwide credit reporting agencies.

What is the way that is easiest in order to make my own loan re re payments?

For those who have a checking or family savings, the easiest method to produce re payments on the personal bank loan is through car pay. Sign in, check out a spot, or contact us at 866-488-6090 to sign up in car pay. Get bank account and routing figures handy.

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Oportun loans that are personal available in 12 states. View state licenses and disclosures.

  • California loans made pursuant to a California Financing Law license.
  • Nj-new jersey residents: that is an ad for a customer loan.
  • Brand New Mexico residents: TO REPORT A PROBLEM OR COMPLAINT USING THIS LENDER, YOU MAY POSSIBLY WRITE OR CALL: Reese Willard, Sr. Manager, Customer Enjoy, Oportun, PO Box 4085, Menlo Park, CA 94026. This loan provider is regulated and licensed because of the New Mexico Regulation and Licensing Department, finance institutions Division, PO Box 25101, 2550 Cerrillos path, Santa Fe, brand New Mexico 87504. The Division by telephone at 505-476-4885 or visit the website to report any unresolved problems or complaints, contact.
  • NMLS #1671904 Follow this link when it comes to NMLS customer Access Database

Oportun’s terms that are website privacy, and security policies don’t apply to outside sites we guide. Please review those internet sites because of their terms, privacy, and protection policies to observe how they affect you.

The Ventiva В® prepaid Visa card is given by MetaBank В® , Member FDIC, pursuant to a permit from Visa U.S.A. Inc.

Oportun В® Visa В® bank card is released by WebBank, Member FDIC. Actual account terms derive from application creditworthiness and information, and may also differ.

While a previous credit rating is not essential to qualify, Oportun will request and consider credit rating reports for many candidates. Oportun reports account re payment history to nationwide credit reporting agencies.

Loans susceptible to credit approval. Terms can vary greatly by applicant and state and are also susceptible to alter.

Unsecured loans: The maximum loan quantity differs by state, and loans above $6,000 are available to qualified returning clients just.

Automotive loans: To be eligible for a car purchase loan or even refinance your auto that is current loan you should be 18 yrs . old and have a home in California. Loans are at the mercy of credit approval and terms can vary greatly by applicant and state. You need to fulfill our credit requirements, including an evaluation of one’s credit rating (when you have one) and capacity to repay the mortgage, and, for a refinance, recognition of a qualifying automobile tradeline. We shall additionally think about your performance on any existing or previous Oportun loans. Additional conditions may use, such as for instance vehicle make, mileage and age. Prequalification will perhaps not affect your FICO rating aided by the nationwide credit rating agencies, until such time you distribute for last approval. While a previous credit rating is not essential to qualify, Oportun will request and consider credit rating reports for many candidates. Prequalified customers can choose from available loan terms considering application information. Car purchase price should be between $5,000-$30,000. Refinance loans permitted from $5,000 to $35,000.

If you refinance for a lengthier term than your current car finance, it is possible to decrease your payment per month, however you will pay interest over a longer time period together with overall price of your loan could be greater.

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